- You don't have to change your lifestyle to find smart ways to save money. Small, everyday decisions such as making food at home or walking are beneficial over time.
- The most important thing, however, is to be mindful of where you're spending money and to be on the lookout for ways to cut unnecessary expenses
Saving money does not mean depriving yourself of the things you love. It means smarter spending and getting more value per shilling.
From food to household items to even morning tea, there are many ways to cut expenses without sacrificing quality.
Are you looking for ways to save money and still maintain value? Here are simple yet practical ways to do so.
Cutting costs on home essentials can be a fantastic way to save money. Items like paper towels, napkins, and disposable cleaning wipes can be cheap up front, but their cost can easily add up quickly.
Replacing them with washable cleaning wipes, reusable rags, and reusable cloths will save you money and ensure that you are helping the environment.
Read More
You can also make your cleaning supplies since most store-bought cleaners are nothing more than a mixture of baking soda, vinegar, and water—items you probably already have in your house.
You can also use a bar of soap or homemade liquid soap, which can be cheaper and durable.
One smart way to save money is to say goodbye to costly cleaning chemicals and opt for Do-It-Yourself (DIY) alternatives.
Also, you can choose to repair rather than replace. A missing button or a small tear doesn't mean you should throw away your favourite shirt.
With a little sewing knowledge, you won't be forced to replace clothes prematurely. Tailors can help with inexpensive small repairs, and your clothes will last a great deal longer.
Think about saving big by bundling insurance policies. If you're purchasing different insurance plans separately, you might be leaving money on the table.
Some companies offer a discount when you purchase two or more policies in conjunction with each other.
Beyond the financial savings, combining insurance plans, like bundling car and property insurance policies for instance, also keeps you from having to manage multiple insurance policies.
One company is handling both of them, so you won't have to worry about multiple bills to pay or one place to contact in case you need to file a claim.
If you've not compared your insurance options in a while, why not check it out and see just how much you can save?
One phone call to your company or spending some time on their website can put more money in your pocket every month.
Saving money on transportation can also be a major flex. If you work every day, why not decide to hop on a matatu with your colleagues for at least a few days during the week?
This will save you a great deal on petrol, parking fees, and vehicle maintenance.
For those who don't own a car, you can budget for your to and fro fare for the month or you can choose to walk, which is also a great form of exercise. Again, ensure you keep your car well-maintained for car owners.
Regular oil changes, tire rotations, and fluid checks can also minimize expensive repairs in the future, saving you a costly breakdown.
Finally, you don't have to change your lifestyle to find smart ways to save money. Small, everyday decisions such as making food at home or walking are beneficial over time.
The most important thing, however, is to be mindful of where you're spending money and to be on the lookout for ways to cut unnecessary expenses.
