• Kenyans are embracing Self-Help Groups for affordable home ownership, avoiding costly mortgages.
  • Friends of Vision bought seven acres in Nakuru, benefiting 29 members  so far. Chairman Hosea Ojwang emphasized unity and focus, while beneficiaries praised the cost savings.
  • Future expansion plans are underway. to benefit more members

A growing number of Kenyans are turning away from mortgages, which remain out of reach for many middle- and low-income earners, and embracing Self-Help Groups as a practical alternative to achieve home ownership.

Through pooled funds, these groups are purchasing land and building homes for their members, offering a pathway to affordable housing for many Kenyans. 

One such group (Friends of Vision), has made significant strides in empowering its members. Speaking during the launch of the group’s second phase, Chairman Hosea Ojwang revealed that they had bought seven acres of land in Nakuru Town West, approximately 8 kilometers from Nakuru CBD, at a cost of KSh 7.7 million. The land will benefit 29 members.

Ojwang further noted that plans are underway to develop the property, with future land acquisitions also in progress. Highlighting their journey, Ojwang shared how the group came together after witnessing the devastating impact of cancer on families, particularly those living in rental housing. With support from Cancer Victims and Affected Families (CAVAF Kenya) group, the group was able to establish itself despite humble beginnings.

The group’s first phase, completed in 2021, has already blossomed into a functional estate, and plans for the third phase are expected to begin next year. Ojwang encouraged young people to remain focused and honest in such ventures to achieve long-term success.

Bishop Charles Ng’ang’a of Christian Foundation Fellowship Church Nakuru, who presided over the event, commended the group for uniting members from diverse communities, describing it as a representation fruitful togetherness. However, he urged Kenyans to remain vigilant to avoid falling victim to fraudulent land-buying schemes.

Beneficiaries of the project spoke of the advantages of joining Self-Help Groups. Ochieng Opondo, a member, highlighted the cost savings associated with purchasing large parcels of land as a group. Linet Nyamisa, another member, has already constructed a two-bedroom house on her plot.

Currently, the Self-Help Group boasts a membership of 113 individuals, all working toward a shared dream of affordable home ownership.