• Member contributions to NSSF grew to KSh 84 billion in the 2024/25 financial year, while the fund’s total assets have surpassed KSh 575 billion, reflecting the impact of recent reforms and a reorganisation of its development portfolio.

The National Social Security Fund (NSSF) has posted strong revenue growth, signaling improved management of pensioners’ savings and renewed confidence in its long‑term investment strategy.

Member contributions rose to KSh 84 billion in the 2024/25 financial year, while total assets surpassed KSh 575 billion, reflecting the impact of recent reforms and a reorganization of its development portfolio.

This growth places NSSF among Kenya’s most influential institutional investors and strengthens its capacity to deliver stronger returns.

NSSF Chief Executive Officer (CEO) and Managing Trustee David Koros confirmed the performance on national television on February 8, 2026, attributing it to a deliberate transformation process initiated two years ago.

“NSSF is going through a transformation, and transformation started two years ago,”Koros said.

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At the heart of this transformation is a shift toward long‑term, high‑value investments designed to generate sustainable returns. NSSF is channeling pension savings into large infrastructure and real estate projects aimed at growing members’ funds while supporting national development.

The fund has signaled interest in committing up to KSh 30 billion to the proposed Rironi–Mau Summit road project, and is preparing for the construction of what it says will be the tallest building in Nairobi’s Central Business District—a landmark project intended to demonstrate how pension savings can be productively invested in high‑return commercial real estate.

Management insists these developments illustrate what can be achieved when contributors’ savings are strategically invested.

The revenue growth, they note, will ultimately translate into higher pension payouts for retirees, reinforcing financial security for Kenyan workers after their active employment years.

Recently, NSSF declared a 17% interest rate, a record milestone attributed to the implementation of the Strategic Plan 2023–2027.

Koros explained that the plan focuses on diversifying investments and prioritizing long‑term projects that deliver stable returns while safeguarding contributors’ funds.

The growth comes at a critical time when concerns over retirement preparedness remain high among Kenyan workers, particularly amid rising living costs and economic uncertainty.

With assets expanding and strategies shifting toward sustainable, income‑generating projects, NSSF’s trajectory points to a more resilient pension fund.

As the transformation continues, NSSF emphasizes prudent investment decisions, accountability, and long‑term planning as central to its mission.

The fund’s goal is clear: ensure today’s contributions grow steadily, providing dignity, stability, and financial security for pensioners in their retirement years.

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