• Achieving financial success is a combination of smart decisions, hard work, and sometimes a bit of luck.


  • It's not solely about avoiding certain things but also about actively pursuing opportunities that align with your goals and values.


Everyone in this world want to make it in life no matter their gender or condition.

Without money, one is bound to suffer in this world because of  lack  of social amenities and if care is not taken, you might end your life due to frustration.

A majority of individuals have suffered a lot and have learnt their lessons on things to avoid if you want to become successful.

While there are no guarantees of becoming rich, there are certain habits and actions that young individuals can consider avoiding to increase their financial prospects:

1.Excessive Debt

Read More

  1. Students Embrace Humor in Peer Borrowing with 'Tuma za Cabbage'
  2. Taming Money: What Animals Teach Us About Wealth
  3. Why Asset Ownership is Crucial For Financial Freedom

Avoid accumulating high-interest debt, especially for non-essential items.

Prioritize responsible borrowing and pay off debts as soon as possible.


2.Living Beyond Means

Avoid spending more than you earn.

Live within your means to save and invest for the future.


3.Lack of Financial Education

Don't neglect financial literacy.

Learn about budgeting, investing and managing your money wisely.


4. Procrastination

Delaying saving and investing can reduce the benefits of compound interest.

Start investing early to maximize your wealth over time.


5. Lack of Goal Setting

Set clear financial goals and create a plan to achieve them.

This will help you stay focused and motivated.


6. Short-Term Thinking

Avoid prioritizing short-term pleasures over long-term financial security.

Think about the future and make informed decisions.


7. Not Investing in Yourself

Invest in your education and skills.

Continuous self-improvement can lead to better job opportunities and income.


8. Risk Aversion

While being cautious is important, avoid being overly risk-averse.

Some level of risk is often necessary for potential financial growth.


9. Ignoring Diversification

Diversify your investments to reduce risk.

Don't put all your money into one asset class.


10. Neglecting Entrepreneurship

Consider exploring business opportunities or side projects that have the potential to generate income and wealth.

Remember that achieving financial success is a combination of smart decisions, hard work, and sometimes a bit of luck.

It's not solely about avoiding certain things but also about actively pursuing opportunities that align with your goals and values.